20 Best Books For Financial Education (2023 Update)

What if there were a way to cut through all the financial mumbo-jumbo? at last, here's good news. the result is this eminently valuable primer which can be read and understood in one sitting, and has advice that benefits you, not wall street and the rest of the traditional financial services industry.the investment answer asks readers to make five basic but key decisions to stack the investment odds in their favor. the advice is simple, easy-to-follow, and effective, and can lead to a more profitable portfolio for every investor. specifically:* should i invest on my own or seek help from an investment professional? * how should i allocate my investments among stocks, bonds, and cash? * which specific asset classes within these broad categories should i include in my portfolio? * should i take an actively managed approach to investing, or follow a passive alternative? * when should i sell assets and when should i buy more? in a world of fast-talking traders who believe that they can game the system and a market characterized by instability, this extraordinary and timely book offers guidance every investor should have.

As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. these principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. revealing this practical ten-step process for the first time in its entirety, get good with money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. with helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who tiffany herself relies on (her “budgetnista boosters”), get good with money gets crystal clear on the short-term actions that lead to long-term goals, including: – a simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. – an assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. – best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. – detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. – ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time.

What are you waiting for? this book will change the way you think about investing-and the results will prove it! "this is the simple hands-on, how-to and why book many readers have been looking for." -scott burns, syndicated columnist daniel solin cuts through the financial hype to show you exactly how to invest-with an easy-to-follow four-step plan that lets you create and monitor your investment portfolio in ninety minutes or less…and put your investment earnings in the top 5 percent of all professionally managed money. if you want to gamble, go to las vegas-or try stock picking and market timing. if you want to be a smart investor, follow this effortless and effective plan. "the smartest investment book you'll ever read will provide the enlightenment and gumption to free yourself from the clutches of the investment industry and the wisdom and direction necessary to get yourself back on track." -william bernstein, author of a splendid exchange and the four pillars of investing every day you wait costs you money.

Robert kiyosaki reveals how he developed his unique economic perspective from his two fathers: his real father, who was highly educated but fiscally poor; and the father of his best friend – an eighth-grade drop-out who became a self-made multi-millionaire. the lifelong monetary problems experienced by his poor dad pounded home the counterpoint communicated by his rich dad. taking that message to heart, kiyosaki was able to retire at the age of 47. this book lays out his philosophy and aims to open readers eyes by: exploding the myth that you need to earn a high income to be rich; challenging the belief that your house is an asset; showing parents why they can't rely on schools to teach their children about money; defining once and for all an asset versus a liability; and explaining what to teach your children about money for their future financial success.

But personal finance is actually more personal than it is finance. tim maurer has made a career out of distilling complex financial concepts into understandable, doable actions. in this eminently practical book, he shows readers how to- better understand their values and goals in order to simplify their money decisions- budget major expenses intelligently- reduce and eliminate debt- make vital decisions on home, auto, and life insurance- establish a world-class investment portfolio- craft a workable retirement plan- and morereaders will be relieved to see that managing their money is actually not as complicated as they thought–and that they can take control of their financial future starting today.

You work hard — really hard — but it seems like there's never enough. never enough to cover all the bills. never enough to relax and have some fun. never enough to save some real money. what has gone wrong? what is the secret that you haven't figured out? in all your worth, elizabeth warren and amelia warren tyagi — mother/daughter authors of the acclaimed the two-income trap — tell you the truth about money. they lay out the new rules of money — the ones nobody talks about. they show you how to get out of debt, cover your bills, and start getting ahead — without needing to carry a calculator everywhere you go. all your worth isn't based on lucky guesses or gut reasoning; it is the result of more than twenty years of intensive research. as a result, the authors don't offer you a few quick fixes destined to fall apart, and they don't waste time trying to solve problems you don't have. and they use this approach to help you conquer your financial problems, step by step. the secret? warren and tyagi show you how to divide and conquer. no complicated budgets, and no keeping track of every penny you spend. once you have the basics, it gets easy. whatever your struggles with money, warren and tyagi can help you get your finances on the right track. they will show you things about yourself that you have never quite seen. are you an emotional spender? is debt robbing your future? do you spend too little on fun? are you and your partner trapped in the money blame game? whether you are knee-deep in past-due notices or you just don't think you're saving enough, money worries can chew away at your life. warren and tyagi are here to tell you that you can stop the worry. you can change it all. you can have enough — enough to cover the necessities, enough to put some real money in the bank and start bringing your dreams into reach. you can even have enough money to have fun. (in fact, they insist that you have enough for fun!) best of all, with all your worth, you can have peace of mind for the rest of your life.

"in the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, jl collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. you''ll never find a wiser advisor with a bigger heart." — malachi rempen: filmmaker, cartoonist, author and self-described ruffian this book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. "but dad," she once said, "i know money is important. i just don''t want to spend my life thinking about it." this was eye-opening. i love this stuff. but most people have better things to do with their precious time. bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. here''s an important truth: complex investments exist only to profit those who create and sell them. not only are they more costly to the investor, they are less effective. the simple approach i created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. the importance of having f-you money. how to think about money, and the unique way understanding this is key to building your wealth. where traditional investing advice goes wrong and what actually works. what the stock market really is and how it really works. why the stock market always goes up and why most people still lose money investing in it. how to invest in a raging bull, or bear, market. specific investments to implement these strategies. the wealth building and wealth preservation phases of your investing life and why they are not always tied to your age. how your asset allocation is tied to those phases and how to choose it. how to simplify the sometimes confusing world of 401(k), 403(b), tsp, ira and roth accounts. trfs (target retirement funds), hsas (health savings accounts) and rmds (required minimum distributions). why you should be very cautious when engaging an investment advisor and whether you need to at all. why and how you can be conned, and how to avoid becoming prey. why i don''t recommend dollar cost averaging. what the 4% rule is and how to use it to safely spend your wealth. the truth behind social security. a case study on how this all can be implemented in real life. don''t let any of this intimidate you. those that have gone before you say: "….in his patented no-frills and often humorous style, jl makes it both approachable and simple. and powerful." "…effective message told in a visual, funny style." "…a refreshingly unique and approachable take on investing." "jl collins has the gift of making boring financial concepts funny and interesting." "instead of esoteric equations about measuring a stock''s alpha and comparing it to its beta, he lights up the campfire and starts telling stories." enjoy the read, and the journey!

1: an overview of financial management and the financial environment. web extensions. 1a: an overview of derivatives. 1b: a closer look at the stock markets. 2: financial statements, cash flow, and taxes. web extensions. 2a: the federal income tax system for individuals. 3: analysis of financial statements. 4: time value of money. web extensions. 4a: the tabular approach. 4b: derivation of annuity formulas. 4c: continuous compounding. 5: bonds, bond valuation, and interest rates. web extensions. 5a: a closer look at zero coupon bonds. 5b: a closer look at tips: treasury inflation-protected securities. 5c: a closer look at bond risk: duration. 5d: the pure expectations theory and estimation of forward rates. 6: risk and return. web extensions. 6a: continuous probability distributions. 6b: estimating beta with a financial calculator. 7: valuation of stocks and corporations. web extensions. 7a: derivation of valuation equations. 8: financial options and applications in corporate finance. 9: the cost of capital. web extensions. 9a: the required return assuming nonconstant dividends and stock. repurchases. 10: basics of capital budgeting: evaluating cash flows. web extensions. 10a: the accounting rate of return (arr). 11: cash flow estimation and risk analysis. web extensions. 11a: certainty equivalents and risk-adjusted discount rates. 12: corporate valuation and financial planning. 13: corporate governance. 14: distributions to shareholders: dividends and repurchases. 15: capital structure decisions. web extensions15a: degree of leverage. 16: supply chains and working capital management. web extensions. 16a: secured short-term financing. 17: multinational financial management. 18: public and private financing: initial offerings, seasoned offerings, and investment banks. web extensions. 18a: rights offerings. 19: lease financing. web extensions. 19a: leasing feedback. 19b: percentage cost analysis. 19c: leveraged leases. 20: hybrid financing: preferred stock, warrant

Tony robbins turns to the topic that vexes us all: how to secure financial freedom for ourselves and for our families. “if there were a pulitzer prize for investment books, this one would win, hands down” (forbes). tony robbins is one of the most revered writers and thinkers of our time. people from all over the world—from the disadvantaged to the well-heeled, from twenty-somethings to retirees—credit him for giving them the inspiration and the tools for transforming their lives. from diet and fitness, to business and leadership, to relationships and self-respect, tony robbins’s books have changed people in profound and lasting ways. now, for the first time, he has assembled an invaluable “distillation of just about every good personal finance idea of the last forty years” (the new york times). based on extensive research and interviews with some of the most legendary investors at work today (john bogle, warren buffett, paul tudor jones, ray dalio, carl icahn, and many others), tony robbins has created a 7-step blueprint for securing financial freedom. with advice about taking control of your financial decisions, to setting up a savings and investing plan, to destroying myths about what it takes to save and invest, to setting up a “lifetime income plan,” the book brims with advice and practices for making the financial game not only winnable—but providing financial freedom for the rest of your life.

This classic book of solid and practical financial advice has been completely refocused to address new tax laws, new ways of paying for higher education, new forms of health insurance, and the completely new investment climate. the book also foresaw an environment dominated by falling inflation and interest rates. that call was right on the money. the new edition sees yet another shift in financial energies– a fresh round of serious borrowing, as the boomers start sending kids to college; a desire to save for retirement fast; and an obsession with keeping safe the profits that have already been made. investing is getting more complex, as more financial products and services come to market and as traditional guideposts change. more than ever, investors need a clear path through the undergrowth. it presents a new blueprint for twenty-first-century success. on investing: the markets will surprise you. serious investors need a better understanding of asset allocation and how to diversify for global gains while minimizing risk. the new edition presents a variety of investment mixes for different purposes. you'll also find a sophisticated guide to picking superior mutual funds. on paying for college: the entire federal financial-aid program has been overhauled. much more money is available to middle-class families, making paying for college the art of the possible. this book takes you through all the money sources. on buying a home: the percentage of americans owning their own homes is on an upswing. that's because mortgage lenders are rapidly opening their doors to people who couldn't get loans before. they also have the welcome mat out for young first-time buyers. you'll find out here how all these new programs work. on life and health insurance: life insurance and tax-deferred annuities are being widely sold as retirement investments. the new edition helps you decide when that's a good idea and when it isn't (hint: it usually isn't). in a greatly expanded section on hmos, quinn explains how to evaluate the choices you have and lays out your rights if your insurer lets you down. on retirement planning: employees have built up significant assets in 401(k)s and other tax-deferred plans. the self-employed have several deductible options to choose from– each one just right for a particular situation. an expanded retirement section helps you get the most from any retirement savings plan and forecasts how much you're likely to need in your old age. on post retirement planning: given longer life spans, people who think they've retired haven't. a section for those past retirement lays out better investment strategies for making money last. on the checklists for changes in your life: the checklist chapter-one of the sections of the original edition that was consulted most often has been expanded to include checklists for starting a home based business, teaching kids about money, unmarried couples, new widows and widowers, and defensive planning for a potential layoff. quinn has also added to the existing checklists on pre- and post-marital planning, caring for an elderly parent, having a baby, finding day care, and enduring divorce. on finding a financial adviser: almost every financial salesperson today claims to be a financial planner– so you'll learn more about how to separate the mutts from the purebreds. but with what you learn here you can be your own financial adviser.

** fully reviewed and updated for the 2018-2019 financial year** this is the only money guide you'll ever need that's a bold claim, given there are already thousands of finance books on the shelves. so what makes this one different? well, you won't be overwhelmed with a bunch of 'tips' … or a strict budget (that you won't follow). you'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. all with a glass of wine in your hand. you'll also get the skinny on: saving up a six-figure house deposit in 20 months doubling your income using the 'trapeze strategy' saving $78,173 on your mortgage and wiping out 7 years of payments finding a financial advisor who won't rip you off handing your kids (or grandkids) a $140,000 cheque on their 21st birthday why you don't need $1 million to retire … with the 'donald bradman retirement strategy' sound too good to be true? it's not. this book is full of stories from everyday aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results. and you're next.

The world of investing normally sees experts telling us the 'right' way to manage our money. how often do these experts pull back the curtain and tell us how they invest their own money? never. – in this unprecedented collection, 25 financial experts share how they navigate markets with their own capital. in this honest rendering of how they invest, save, spend, give, and borrow, this group of portfolio managers, financial advisors, venture capitalists and other experts detail the 'how' and the 'why' of their investments. they share stories about their childhood, their families, the struggles they face and the aspirations they hold. sometimes raw, always revealing, these stories detail the indelible relationship between our money and our values. – taken as a whole, these essays powerfully demonstrate that there is no single 'right' way to save, spend, and invest. with engaging illustrations throughout by carl richards, how i invest my money inspires readers to think creatively about their financial decisions and how money figures in the broader quest for a contented life. – with contributions from:morgan housel, christine benz, brian portnoy, joshua brown, bob seawright, carolyn mc – clanahan, tyrone ross, dasarte yarnway, nina o'neal, debbie freeman, shirl penney, ted seides, ashby daniels, blair du – quesnay, leighann miko, perth tolle, josh rogers, jenny harrington, mike underhill, dan egan, howard lindzon, ryan krueger, lazetta rainey braxton, rita cheng, alex chalekian

Doing well with money isn’t necessarily about what you know. it’s about how you behave. and behavior is hard to teach, even to really smart people.money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. but in the real world people don’t make financial decisions on a spreadsheet. they make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.in the psychology of money, award-winning author morgan housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

"financial advice for every season of life "i have learned to be content in any and every situation, whether well fed or hungry, whether living in plenty or in want." are you wondering where it goes or how to get a grip on your spending? author and christian financial advisor, russ crosson has spent more than 40 years advising individuals and couples about everyday financial wisdom and dilemmas. customized to meet your needs, this resource teaches you how to manage your income wisely by…. clarifying financial terminology to help ease your decision making offering proven formulas that work at any income level, age, or vocation setting you on a path to freedom from financial worries packed with wisdom from a seasoned expert and full of practical applications with easy-to-use financial planning tools and graphic charts, you will walk away know exactly how much money you have and how you are spending it. as you turn your finances over to the god who promises to meet all your needs, you will gain the peace of mind that comes from being content with what you have"–

The personal finance classic . . . that's fun to read! you need the truth about money completely revised and expanded, the truth about money shows you everything you need to know about personal finance—and explains it all in plain english. investments, insurance, taxes, mortgages, leasing cars, getting out of debt, wealth planning for multimillion-dollar estates—it's all here for you. whether you're saving for college or retirement, buying a home or selling one, concerned about long-term care for yourself or your parents, worried about an impending job loss, or facing any financial decision, knowing what's in the truth about money will help you make great financial decisions. new to this edition planning your retirement lifestyle learn how to retire in comfort and financial security (and what to do when you get there) (pg. 485). the best investment choice learn how etfs can help you create wealth while saving you big money (pg. 176). target-date funds it's what you don't know that can hurt you (pg. 269). behavioral finance and neuroeconomics learn why you make bad financial decisions—and how to break the cycle (pg. 224). picking the best funds find out the truth about morningstar ratings (pg. 250). are your parents aging? see how best to provide help—without harming yourself financially (pg. 374). the most important financial decision you'll make find out how to make this decision successfully (pg. 631). plus more than 100 pages of new content!

With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. ramsey will motivate you to immediate action, so you can: set up an emergency fund. pay off your home mortgage it is possible. it's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.

With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. ramsey will motivate you to immediate action, so you can: set up an emergency fund. pay off your home mortgage it is possible. it's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.

If you will live like no one else, later you can live like no one else.build up your money muscles with america's favorite finance coach. okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget. do you want to transform your sad and skinny little bank account into a bulked-up cash machine. then get with the program, people. there's one sure way to whip your finances into shape, and that's with the total money makeover. by now, you've heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. hey, if you're tired of the lies and sick of the false promises, take a look at this? it's the simplest, most straight forward game plan for completely making over your money habits. it's based on results, not pie-in-the-sky fantasies. with the total money makeover: classic edition, you'll be able to: design a sure-fire plan for paying off all debt, meaning cars, houses, everything. recognize the 10 most dangerous money myths (these will kill you). secure a big, fat nest egg for emergencies and retirement.

If you will live like no one else, later you can live like no one else.build up your money muscles with america's favorite finance coach. okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget. do you want to transform your sad and skinny little bank account into a bulked-up cash machine. then get with the program, people. there's one sure way to whip your finances into shape, and that's with the total money makeover. by now, you've heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. hey, if you're tired of the lies and sick of the false promises, take a look at this? it's the simplest, most straight forward game plan for completely making over your money habits. it's based on results, not pie-in-the-sky fantasies. with the total money makeover: classic edition, you'll be able to: design a sure-fire plan for paying off all debt, meaning cars, houses, everything. recognize the 10 most dangerous money myths (these will kill you). secure a big, fat nest egg for emergencies and retirement.

This used book is in acceptable condition. the latest in the everything series shows readers how they can erase their debt, personalize their budget, and plan now to secure their future.