20 Best Books For Financial Independence (2023 Update)

"in the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, jl collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. you''ll never find a wiser advisor with a bigger heart." — malachi rempen: filmmaker, cartoonist, author and self-described ruffian this book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. "but dad," she once said, "i know money is important. i just don''t want to spend my life thinking about it." this was eye-opening. i love this stuff. but most people have better things to do with their precious time. bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. here''s an important truth: complex investments exist only to profit those who create and sell them. not only are they more costly to the investor, they are less effective. the simple approach i created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. the importance of having f-you money. how to think about money, and the unique way understanding this is key to building your wealth. where traditional investing advice goes wrong and what actually works. what the stock market really is and how it really works. why the stock market always goes up and why most people still lose money investing in it. how to invest in a raging bull, or bear, market. specific investments to implement these strategies. the wealth building and wealth preservation phases of your investing life and why they are not always tied to your age. how your asset allocation is tied to those phases and how to choose it. how to simplify the sometimes confusing world of 401(k), 403(b), tsp, ira and roth accounts. trfs (target retirement funds), hsas (health savings accounts) and rmds (required minimum distributions). why you should be very cautious when engaging an investment advisor and whether you need to at all. why and how you can be conned, and how to avoid becoming prey. why i don''t recommend dollar cost averaging. what the 4% rule is and how to use it to safely spend your wealth. the truth behind social security. a case study on how this all can be implemented in real life. don''t let any of this intimidate you. those that have gone before you say: "….in his patented no-frills and often humorous style, jl makes it both approachable and simple. and powerful." "…effective message told in a visual, funny style." "…a refreshingly unique and approachable take on investing." "jl collins has the gift of making boring financial concepts funny and interesting." "instead of esoteric equations about measuring a stock''s alpha and comparing it to its beta, he lights up the campfire and starts telling stories." enjoy the read, and the journey!

More than three-quarters of a million people everywhere, from all walks of life, have found the keys to gaining control of their money — and their lives — in this comprehensive and revolutionary book on money management. this simple, nine-step program shows you how to: — get out of debt and develop savings– slow down the work-and-spend treadmill– make values-based decisions about your spending– save the planet while saving money

Book praise & reviews "as a how-to guide, this book contains everything you may need to know to turn your passions into profits." book description are you unhappy in your job? are you tired of living paycheck to paycheck and feel like you just don't have enough money, skills, or education to turn your life around? even if you're not sure you know what it is you like to do, you can change your life and get rich doing it, says entrepreneur duane harden in his wise and entertaining new book, 5 easy steps to financial freedom: do what you love & get rich doing it. turning your passion into a profitable business is easy, fast, and fun, says harden, and you can become rich in just five easy steps. first, start by saying yes to financial freedom. attitude is everything and as the law of attraction states, what you put out into the universe is often what you attract. if you imagine yourself financially secure and happy, you will be. imagining a new life for yourself is the inspiration you need to go out and do the concrete things to turn your dreams into a reality. conversationally written and filled with humorous drawings, helpful worksheets, and key tips, 5 easy steps to financial freedom also offers a 90-day action plan that includes blueprints for success that harden himself used to build his wealth. his own journey included the purchase of numerous real-estate properties, opening a restaurant, starting a music company, and much more. harden gives you "life assignments" that get you thinking and acting differently. beware of what he calls the "crabs in a pot" mentality, where everyone is trying to pull everyone else down in order to struggle to the top. instead, he advises, think positively. stay away from the naysayers and feed your dream. soon you will realize that your inner life is reflected in your outer life. harden helps you to discover the real you, what you want, and how much money you want to be there for you now and in the future. he explains how the real difference between rich people and poor people is fear and an unwillingness to keep an open mind to new opportunities. rich people are not afraid to take risks, and well-planned risks almost always pay off. success, he reminds you, is your birthright and it's your job to claim it. review your credit and your financial house. clean up the clutter in your life, whether it is the wrong way of thinking or a messy desk. discover what really makes you tick because when you love what you do it's never really work, and when passion is present the money will miraculously follow. keep daily positive reminders taped where you can see them, or even have a vision board filled with photographs of where you want to be in life. write your resignation letter to your boss, but don't send it yet. just the act of writing it puts you in the right frame of mind for moving on to something much better. "you are what you think and will become what you dream," says harden. you'll learn to be a pig (passive income generator) farmer, which requires little work but makes you tons of money. 5 easy steps to financial freedom shows you how go from rags to riches and is understandable and easy to read. this invaluable guide will change your life!

Tony robbins turns to the topic that vexes us all: how to secure financial freedom for ourselves and for our families. “if there were a pulitzer prize for investment books, this one would win, hands down” (forbes). tony robbins is one of the most revered writers and thinkers of our time. people from all over the world—from the disadvantaged to the well-heeled, from twenty-somethings to retirees—credit him for giving them the inspiration and the tools for transforming their lives. from diet and fitness, to business and leadership, to relationships and self-respect, tony robbins’s books have changed people in profound and lasting ways. now, for the first time, he has assembled an invaluable “distillation of just about every good personal finance idea of the last forty years” (the new york times). based on extensive research and interviews with some of the most legendary investors at work today (john bogle, warren buffett, paul tudor jones, ray dalio, carl icahn, and many others), tony robbins has created a 7-step blueprint for securing financial freedom. with advice about taking control of your financial decisions, to setting up a savings and investing plan, to destroying myths about what it takes to save and invest, to setting up a “lifetime income plan,” the book brims with advice and practices for making the financial game not only winnable—but providing financial freedom for the rest of your life.

Read the book from the award-winning podcast choosefi, credited with sparking the financial independence movement that is sweeping the globe.if you are in debt, bad with money, or looking for a straightforward way to take command of your finances, this book is for you. this isn't just another personal finance book or budgeting guide telling you how to live like someone else. anyone can follow these simple, common-sense lessons – the key is to take action! get started on your path to financial independence today.

Amazon #1 bestseller personal budgeting "ways to plan and secure a successful personal and financial future are carefully presented in this well-crafted book that tackles the subject with well-honed common sense. the author forges a series of seven cardinal rules he posits for how to overcome today's obstacles and to ensure success in life." writer's digest self-published book awards the illustrated guide to financial independence takes best financial practices, concepts and techniques and streamlines them for optimal financial planning. this book organizes financial concepts into a step-by-step system that will guide the reader through budgeting, saving, and investing. successful money management doesn't have to be complicated. you will learn: the secrets to staying motivated on your journey to wealth – the best possible budget to use and how it can supercharge your life – how to work with your significant other to get your finances in order and achieve financial success – how to manage investments, retirement accounts, investing risk and fees – how to use goal-setting to create a life other people only dream of – gain the financial intelligence needed to take your first steps toward creating a life of unparalleled financial freedom!

Financial illiteracy is costing you more than $35,000. here's how to change that: did you know that the average millennial in the us is $36,000 in debt? sound familiar? you've just gotten out of college and you're overwhelmed by student loan payments. not only that, an entry-level job is keeping you from earning the money that would support the lifestyle you desire. so, what can you do about it? is there any way to gain financial stability as early as in your 20s or 30s? of course there is! and the answer happens to be a whole lot simpler than what you may imagine when thinking of saving and investing. for a start, you need to get out of debt asap. the longer you remain a part of the vicious cycle, the more difficult it is to get out of the debt swamp. you can be debt-free in your late 20s. to accomplish this goal, however, you'll need to do some financial growing up. once you manage to kill the debt beast, you can move on to pursue all your life goals – saving enough to retire early, starting a family, buying a house, or starting your own business. financial literacy consists of several simple, yet essential, concepts you'll need to master. in other words, you'll need to learn smart instead of hard when it comes to personal asset management. in financial literacy: how to gain financial intelligence, financial peace and financial independence, you will discover: the 4 cardinal sins of youthful spending that will keep you in debt (forever) an 8-step, iron-clad methodology for getting out of debt in your 20s and 30s smart ways to save money without having to give up your preferred lifestyle how to have fun and enjoy adventures for free, or with minimal spending 12+ brilliant ideas to earn more money (some have even been employed by top entrepreneurs for years) reasons why no future dream is too big to pursue if you plan properly the basics of saving and investing like a boss while still a young adult the essence of financial responsibility in a marriage or a committed relationship psychology of abundance: the mindset that sets millionaires apart from everybody else and much more! you don't have to wait until you're 40 to become financially independent. in fact, if you wait this long, it may be too late to introduce meaningful change in your life. even if you earn a small income right now, you can take the baby steps that will add up and contribute to more security, more freedom, and a higher level of financial responsibility. it doesn't matter if you can save $5 or $1,000 per month. after all, a small trickle can quickly turn into a deluge. do you want to become the master of your own money and your future? are you looking forward to retiring in your 40s? if you're eager to learn the secrets of wealth and financial freedom, scroll up and click the "add to cart" button now.

"financial advice for every season of life "i have learned to be content in any and every situation, whether well fed or hungry, whether living in plenty or in want." are you wondering where it goes or how to get a grip on your spending? author and christian financial advisor, russ crosson has spent more than 40 years advising individuals and couples about everyday financial wisdom and dilemmas. customized to meet your needs, this resource teaches you how to manage your income wisely by…. clarifying financial terminology to help ease your decision making offering proven formulas that work at any income level, age, or vocation setting you on a path to freedom from financial worries packed with wisdom from a seasoned expert and full of practical applications with easy-to-use financial planning tools and graphic charts, you will walk away know exactly how much money you have and how you are spending it. as you turn your finances over to the god who promises to meet all your needs, you will gain the peace of mind that comes from being content with what you have"–

A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “the best book on money. period.” –grant sabatier, founder of “millennial money,” on cnbc make it"this is a wonderful book. hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with vicki robin’s guidance. this fully revised and updated edition with a foreword by "the frugal guru" (new yorker) mr. money mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: – get out of debt and develop savings – save money through mindfulness and good habits, rather than strict budgeting – declutter your life and live well for less – invest your savings and begin creating wealth – save the planet while saving money – …and so much more!" the seminal guide to the new morality of personal money management." -los angeles times

"alan corey played a huge role in my real estate journey, and i wouldn't be where i am today without him. he knows real estate and he knows how to make money. this combination is a win-win for anyone with goals for financial independence or early retirement." brandon turner, host of the biggerpockets podcast and author of the book on rental property investing "if you want to be financially independent and retire early, house fire is a must read. alan corey makes real estate investing fun, practical, and painless!" barbara corcoran, abc's shark tank do you have enough money for retirement? want to cash out of the 9-to-5 corporate workweek while young enough to pursue your dreams? are you ready right now to live off the income from a handful of real estate rental properties? beginners start here. learn about the technique called house f.i.r.e (financial independence, retire early). find out how to create the life you want to live with just a few real estate investments so you can fast-forward to a stress-free early retirement. whether you are starting from nothing, have one or two rental homes already, or looking to diversify other investments into real estate, house fire is your step-by-step guide to immediately changing your financial future. learn how to overcome analysis paralysis and typical first-timer freeze when evaluating rental properties so you can be in complete control of your time and money and live the life you always wanted. multi-millionaire real estate investor alan corey holds your hand on this formerly complex process to make you into a small-time property-owning landlord that results in a retirement-worthy level of cash flow income. get started today!

As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. these principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. revealing this practical ten-step process for the first time in its entirety, get good with money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. with helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who tiffany herself relies on (her “budgetnista boosters”), get good with money gets crystal clear on the short-term actions that lead to long-term goals, including: – a simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. – an assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. – best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. – detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. – ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time.

You're smart. so don't be dumb about money. pinpoint your biggest money blind spots and take control of your finances with these tools from cbs news business analyst and host of the nationally syndicated radio show jill on money, jill schlesinger. "a must-read . . . this straightforward and pleasingly opinionated book may persuade more of us to think about financial planning."–financial times hey you . . . you saw the title. you get the deal. you're smart. you've made a few dollars. you've done what the financial books and websites tell you to do. so why isn't it working? maybe emotions and expectations are getting in the way of good sense–or you're paying attention to the wrong people. if you've started counting your lattes, for god's sake, just stop. read this book instead. drawing on personal stories and a hefty dose of humor, schlesinger argues that even the brightest people can behave like financial dumb-asses because of emotional blind spots. so if you've saved for college for your kids before saving for retirement, or you've avoided drafting a will, this is the book for you. by following schlesinger's rules about retirement, college financing, insurance, real estate, and more, you can save money and avoid countless sleepless nights. it could be the smartest investment you make all year. consider jill schlesinger's book your guide to all the things you should know about money but were never taught.

“a cheerful manifesto on removing obstacles between yourself and the income of your dreams.” —new york magazinefrom the #1 new york times bestselling author of you are a badass, a life-changing guide to making the kind of money you’ve only ever dreamed of.you are a badass at making money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, jen sincero channels the inimitable sass and practicality that made you are a badass an indomitable bestseller. she combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results. learn to: – uncover what's holding you back from making money – give your doubts, fears, and excuses the heave-ho – relate to money in a new (and lucrative) way – shake up the cocktail of creation – tap into your natural ability to grow rich – shape your reality—stop playing victim to circumstance – get as wealthy as you wanna be“this book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” —popsugar

Is the financial plan of mediocrity — a dream-stealing, soul-sucking dogma known as "the slowlane" your plan for creating wealth? you know how it goes; it sounds a lil something like this: "go to school, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich." the mainstream financial gurus have sold you blindly down the river to a great financial gamble: you've been hoodwinked to believe that wealth can be created by recklessly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. this impotent financial gamble dubiously promises wealth in a wheelchair — sacrifice your adult life for a financial plan that reaps dividends in the twilight of life. accept the slowlane as your blueprint for wealth and your financial future will blow carelessly asunder on a sailboat of hope: hope you can find a job and keep it, hope the stock market doesn't tank, hope the economy rebounds, hope, hope, and hope. do you really want hope to be the centerpiece for your family's financial plan? drive the slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. for those who don't want a lifetime subscription to "settle-for-less" and a slight chance of elderly riches, there is an alternative; an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there. * why jobs, 401(k)s, mutual funds, and 40-years of mindless frugality will never make you rich young. * why most entrepreneurs fail and how to immediately put the odds in your favor. * the real law of wealth: leverage this and wealth has no choice but to be magnetized to you. * the leading cause of poorness: change this and you change everything. * how the rich really get rich – and no, it has nothing to do with a paycheck or a 401k match. * why the guru's grand deity – compound interest – is an impotent wealth accelerator. * why the guru myth of "do what you love" will most likely keep you poor, not rich. * and 250+ more poverty busting distinctions… demand the fastlane, an alternative road-to-wealth; one that actually ignites dreams and creates millionaires young, not old. change lanes and find your explosive wealth accelerator.

An easy-to-understand beginner's money book to options trading to earn passive income and grow your personal wealth. – this book, geared specifically toward women, describes how to be a successful option trader, even if you hold down a full-time job or are a full-time stay-at-home mom. – while option trading is definitely not a risk-free method of investment, for women who have a few hundred extra dollars that they want to use to break into investing, option trading can be a lucrative way to make money. – this book explains what everything means and how to be an option trader in easy-to-understand, step-by-step ways that makes it great for the beginner or the more advanced investor. it is primarily focused on trading online and tells you what you need to know to better your chances of being successful. – you'll learn: the basics of the stock market and how to trade based on your level of risk – how to identify the best time to buy and sell – what to watch for once you're in a trade – setting up a virtual trading account – also see exploring your options: charting your own path to prosperity by wendy kirkland for an up-to-date guide for beginning option traders and traders who want to expand their understanding of the options market.

The definitive, easy to understand and breakthrough guide on how young people can take their limited first income and turn it into a small fortune by the time they turn thirty from an expert financial planner. most people know that there are 70 million baby boomers in america today….but what is less known is that there are approximately 100 million people in america between the ages of 16 and 30. this generation has just entered, or will soon be entering the work force. and they have no idea how to invest, save, or handle their money. young people today come out of school having had little or no formal education on the basics of money management. many have large debts from student loans looming over their heads. and many feel confused and powerless when their pricey educations don't translate into high paying jobs. they feel that their $30,000-$40,000 salary is too meager to bother with investing, and they constantly fear that there will be "too much month left at the end of their money." andrew has shown the parents of this generation a different pathway to financial freedom. now doug and his sons, emron and aaron – both of whom are in their mid-20s – show the under-30 crowd how they can break from traditional 401k investment plans and instead can find a better way by investing in real estate, budgeting effectively, avoiding unnecessary taxes and using life insurance to create tax-free income. with the principles outlined in millionaire by thirty, recent graduates will be earning enough interest on their savings to meet their basic living expenses by the time they're 30. and by the time they're 35, their investments will be earning more money than they are, guaranteeing them a happy, wealthy future.

The definitive, easy to understand and breakthrough guide on how young people can take their limited first income and turn it into a small fortune by the time they turn thirty from an expert financial planner. most people know that there are 70 million baby boomers in america today….but what is less known is that there are approximately 100 million people in america between the ages of 16 and 30. this generation has just entered, or will soon be entering the work force. and they have no idea how to invest, save, or handle their money. young people today come out of school having had little or no formal education on the basics of money management. many have large debts from student loans looming over their heads. and many feel confused and powerless when their pricey educations don't translate into high paying jobs. they feel that their $30,000-$40,000 salary is too meager to bother with investing, and they constantly fear that there will be "too much month left at the end of their money." andrew has shown the parents of this generation a different pathway to financial freedom. now doug and his sons, emron and aaron – both of whom are in their mid-20s – show the under-30 crowd how they can break from traditional 401k investment plans and instead can find a better way by investing in real estate, budgeting effectively, avoiding unnecessary taxes and using life insurance to create tax-free income. with the principles outlined in millionaire by thirty, recent graduates will be earning enough interest on their savings to meet their basic living expenses by the time they're 30. and by the time they're 35, their investments will be earning more money than they are, guaranteeing them a happy, wealthy future.

"part motivational, part personal finance… olszewski seeks to first inspire before she walks you down the path to prosperity." -the washington post marianna olszewski didn't start out rich, happy, and fabulous. strapped-for-cash beginnings motivated her to strive for abundance and financial independence-goals she exceeded by age thirty as the founder of a multimillion-dollar business.now she reveals the lessons she learned and the savvy strategies of other amazing women like designer diane von furstenberg and congresswoman marsha blackburn. she shows how to: say yes to yourself: turn toward people and situations that enhance your well-being, and away from those that don't. act as if: start your transformation by acting as if you already are as successful, intelligent, and prosperous as you want to be.

"part motivational, part personal finance… olszewski seeks to first inspire before she walks you down the path to prosperity." -the washington post marianna olszewski didn't start out rich, happy, and fabulous. strapped-for-cash beginnings motivated her to strive for abundance and financial independence-goals she exceeded by age thirty as the founder of a multimillion-dollar business.now she reveals the lessons she learned and the savvy strategies of other amazing women like designer diane von furstenberg and congresswoman marsha blackburn. she shows how to: say yes to yourself: turn toward people and situations that enhance your well-being, and away from those that don't. act as if: start your transformation by acting as if you already are as successful, intelligent, and prosperous as you want to be.

A definitive reference on personal finance utilizes a dynamic question-and-answer format to provide information and practical advice on credit cards, retirement planning, stock options, pension plans, mutual funds, investment strategies, health and life insurance, mortgages, prenuptial agreements, wills, taxes, and more, and has been updated to include 2003 tax law changes. reprint. 500,000 first printing. nyt.