20 Best Books On Fintech (2023 Update)

Small businesses are the backbone of the u.s. economy. they are the biggest job creators and offer a path to the american dream. but for many, it is difficult to get the capital they need to operate and succeed. in the great recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues. for years after the financial crisis, the outlook for many small businesses was bleak. but then a new dawn of financial technology, or “fintech,” emerged. beginning in 2010, new fintech entrepreneurs recognized the gaps in the small business lending market and revolutionized the customer experience for small business owners. instead of xeroxing a pile of paperwork and waiting weeks for an answer, small businesses filled out applications online and heard back within hours, sometimes even minutes. banks scrambled to catch up. small business administrator and senior fellow at harvard business school, karen g. mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. this is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don’t know how much money or what kind of loan they need. new streams of data have the power to illuminate the opaque nature of a small business’s finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders.mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the american dream. an ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, fintech, small business & the american dream is relevant to bankers, fintech investors, and regulators; in fact, to anyone who is interested in the future of small business in america.

Fintech and the remaking of financial institutions explores the transformative potential of new entrants and innovations on business models. in its survey and analysis of fintech, the book addresses current and future states of money and banking. it provides broad contexts for understanding financial services, products, technology, regulations and social considerations. the book shows how fintech has evolved and will drive the future of financial services, while other fintech books concentrate on particular solutions and adopt perspectives of individual users, companies and investors. it sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts. presents case studies that depict the problems, solutions and opportunities associated with fintech provides global coverage of fintech ventures and regulatory guidelines analyzes fintech's social aspects and its potential for spreading to new areas in banking sheds new light on disruption, innovation and opportunity by placing the financial technology revolution in larger contexts

This book on fintechs shows an international comparison on a global level. it is the first book where 10 years of financing rounds for fintechs have been analyzed for 10 different fintech segments. it is the first book to show the canvas business model for fintechs. professionals and students get a global understanding of fintechs. the case examples in the book cover europe, the u.s. and china. reviews of the book: fintech is not the next 'big thing.' it is the big thing now! fintech is the new business model for the global financial sector, offering clear and enormous potential for vast economies of scale and scope, massive cost savings and efficiency gains, significant risk reduction, and opening the door to banking for literally billions of currently unbanked people. professor fischer has done a masterful job of expertly and informatively taking us through all aspects of the revolutionary new fintech business models. using state-of-the-art research techniques, he insightfully shows us how fintech firms are financed and how they aspire to create value. his in-depth case studies unlock the keys to success in the fintech sector. his fascinating book is a 'must read' for all financial professionals. – dr. stephen morrell, professor of economics and finance, andreas school of business, barry university, miami, usa matthias fischer's latest book offers a comprehensive overview of fintech business models around the world. this precise and well-documented analysis should enable banks to reposition themselves in their ecosystem by studying these new business models, which will enable them to boost their growth. – professor dr. nadine tournois, dean of iae nice graduate school of management, université côte d'azur, france, chevalier de la légion d'honneur fintech business models is a must-have book to understand the rapid and intense changes occurring in the financial sector. new technologies have allowed the birth of new financial species, such as fintech, more adapted to the new digital economy. the content dedicated to the application of blockchain technology helps to understand its opportunities in the financial sector, not only in the means of payment and cryptoactives, but also in how blockchain can make multiple internal processes improve, allowing to optimize the management, efficiency and even security of operations. without any doubt, this book offers an extraordinary vision of how the fintech sector has become a catalyst for change in banking in the context of the current digital society. – phd. ricardo palomo, full professor of finance, deputy chancellor for digital transformation at universidad ceu san pablo, madrid, spain and member of the board of alastria blockchain ecosytem this book provides a detailed and original overview of the most important fintech business models in the major global markets. through a savvy use of the well-known business model canvas methodology, the author explores the unique ecosystem, business model's components, and sources of competitive advantage of successful fintech firms. the book, in particular, offers an insightful and comprehensive analysis of the winning and losing strategies and performances of fintech firms by segment of activity such as, instant digital payments, crowd-funding, robo-advisory, alternative finance, credit & factoring, social trading, personal finance management, blockchain and cryptocurrencies. it is indeed a very unique and valuable study on the fintech industry, its trends, and its emerging business models. – prof. ivo pezzuto, the international school of management, paris, france and adjunct professor of international business and strategic management università cattolica del sacro cuore, department of business management, milan, italy the emergence of fintechs is one of the most relevant drivers of change in the financial services industry. the book presented here delivers an impressing overview of fintechs' activity areas, business models and funding patterns. the book reflects the state of the art of the current fintech world. – prof. dr. jürgen moormann, professor of bank and process management at frankfurt school of finance & management, germany

This fully updated and revised second edition provides a practical examination of the opportunities and challenges presented by the rapid development of fintech in recent years, particularly for regulators, who must decide how to apply current law to ever-changing concepts driven by continually advancing technologies. it addresses new legislative guidance on the treatment of cryptoassets and smart contracts, the european commission's digital finance strategy and fintech action plan, as well as analysing significant recent case law. – key features of the second edition include: discussion of the impact of brexit and the covid-19 pandemic on the development and adoption of fintech products – detailed treatment of a broad spectrum of legal and regulatory issues in the fintech sector, featuring insights from 33 experts from 10 countries – examination of potential blockchain applications in the financial services industry, with a focus on smart contracts and regulatory challenges to widespread adoption – analysis of the key legal, regulatory and compliance issues surrounding fintech developments in banking, payments and fundraising, from patents and robo-advice to novel solutions for supporting innovation such as regulatory sandboxes. – offering a thorough guide to the sector for practical use, this book will be invaluable for in-house lawyers as well as law firms looking for an overview of the legal and regulatory landscape of fintech. it will also be an essential text for academics and students looking to understand the key issues in the field, as well as those interested in perspectives across the breadth of the sector.

In the digital era, emerging technologies such as artificial intelligence, big data, and blockchain have revolutionized various ways of people's daily lives and brought many opportunities and challenges to the industries. with the increasing demand for talents in the fintech realm, this book serves as a good guide for practitioners who are seeking to understand the basics of fintech and applications of different technologies. this book covers important knowledge in statistics, quantitative methods, and financial innovation to lay the foundation for fintech. it is especially useful for people who are relatively new to this area and would like to become professionals in fintech.bundle set: global fintech institute-chartered fintech professional set i

This book introduces readers to recent advancements in financial technologies. the book provides the fundamental framework, research insights, and empirical evidence in the efficacy of these new technologies, employing practical and academic approaches to help professionals and academics reach innovative solutions and grow competitive strengths.

Discover the future of the financial services industry with this insightful new resource on contextual and conscious banking in banks and fintech on platform economies: contextual and conscious banking, accomplished fintech professional and author paolo sironi delivers an insightful examination of how platform theory, born outside of financial services, will make its way inside banking and financial markets to radically transform the way firms do business. you’ll learn why the financial services industry must master the necessary shift of focus from selling business outputs to selling client outcomes. you’ll also discover how to steer the industry towards new forms of digital transformation underpinned by contextual banking and conscious banking platform strategies that will benefit stakeholders of all kinds. this important book: describes the shift in mindset necessary to help banks strengthen and extend the reach of their banking-as-a-service and banking-as-a-platform operations. shows how a renewed interpretation of fundamental uncertainty inspires the usage of exponential technologies to achieve architectural resilience, and open the reference theory to spring new business models centered on clients’ and ecosystems’ antifragility. financial services industry can break-out from a narrow space of value-generation to reclaim top spot against bigtech contenders, enjoying greater flexibility and adaptability at lower digital costs perfect for ceos, business leaders, regulators, fintech entrepreneurs, wealth managers, behavioral finance researchers and professionals working at financial technology companies, banks and fintech on platform economieswill also earn a place in the libraries of bankers seeking a firm grasp of the rapidly evolving outcome economy and a view about the future of the industry.

How the global financial services sector has been transformed by artificial intelligence, data science, and blockchain. artificial intelligence, big data, blockchain, and other new technologies have upended the global financial services sector, creating opportunities for entrepreneurs and corporate innovators. venture capitalists have helped to fund this disruption, pouring nearly $500 billion into fintech over the last five years. this book offers global perspectives on technology-fueled transformations in financial services, with contributions from a wide-ranging group of academics, industry professionals, former government officials, and current government advisors. they examine not only the struggles of rich countries to bring the old analog world into the new digital one but also the opportunities for developing countries to “leapfrog” directly into digital. the book offers accessible explanations of blockchain and distributed ledger technology and explores big data analytics. it considers, among other things, open banking, platform-based strategies for banks, and digital financial services. case studies imagine possible future fintech-government interaction, emphasizing that legal and regulatory frameworks can help to create trust in financial processes. the contributors offer novel takes and unexpected insights that will be of interest to fintech experts and nonexperts alike. contributorsajay bhalla, michelle chivunga, john d’agostino, mark flood, amias moore gerety, oliver r. goodenough, thomas hardjono, sharmila kassam, boris khentov, alexander lipton, lev menand, pinar ozcan, alex pentland, matthew reed, david l. shrier, markos zachariadis

Over 70 in-depth interviews of fintech founders provide lessons from some of the most successful fintech entrepreneurs that will help you understand the challenges and opportunities of applying technology and collaboration to solve some key problems of the financial services industry. this book is for entrepreneurs, for people working inside of large organizations and everyone in between who is interested to learn the secrets of successful entrepreneurs. in this advice-filled resource, rubini gathers advice that comes from a diverse range of financial services niches including financing, banking, payments, wealth management, insurance, and cryptocurrencies, to help you harness the insights of thought leaders. those working inside the financial services industry and those interested in working in or starting up businesses in financial services will learn valuable lessons on how to take an idea forward, how to find the right business founders, how to seek funding, how to learn from initial mistakes, and how to define and reposition your business model. rubini also inquires into the future of fintech and uncovers provoking and insightful predictions.

Everyone is talking about fintech, and they're usually saying good things. driverless finance provides a balance to that conversation, exploring the threats that different fintech innovations pose for our financial system. with in-depth and accessible descriptions of new financial technologies and business models – ranging from distributed ledgers to machine learning, cryptoassets to robo-investing – this book allows readers to think more critically about fintech, and about how the law should respond to it. this book highlights the increased speed, complexity, and coordination inherent in new fintech innovations, and illustrates how these features could come together in a massive financial system failure. it makes the case for a precautionary approach to regulating fintech, erring on the side of caution to avoid a financial crisis that could have irreversible and catastrophic effects for our society. because neither longstanding regulatory approaches nor experimental new approaches like regulatory sandboxes were designed to address fintech's systemic risks, this book makes several bold new proposals for regulation designed to make fintech-inspired financial crises less likely. these proposals include new forms of disclosure and supervision, new forms of technological tools (known as suptech), and a new licensing regime for financial technologies. this book finishes by situating its discussion of fintech and financial stability in the context of important debates about innovation, expertise, cybersecurity, privacy, competition, and other pressing issues.

A front-line industry insider's look at the financial technology explosion the fintech book is your primary guide to the financial technology revolution, and the disruption, innovation and opportunity therein. written by prominent thought leaders in the global fintech investment space, this book aggregates diverse industry expertise into a single informative volume to provide entrepreneurs, bankers and investors with the answers they need to capitalize on this lucrative market. key industry developments are explained in detail, and critical insights from cutting-edge practitioners offer first-hand information and lessons learned. what's driving the explosive growth? what are the risks? this book collates insights, knowledge and guidance from industry experts to provide the answers to these questions and more. get up to speed on the latest industry developments grasp the market dynamics of the 'fintech revolution' realize the sector's potential and impact on related industries gain expert insight on investment and entrepreneurial opportunities the fintech market captured over us$14 billion in 2014, a three-fold increase from the previous year. new startups are popping up at an increasing pace, and large banks and insurance companies are being pushed toward increasing digital operations in order to survive. the financial technology sector is booming and the fintech book is the first crowd-sourced book on the subject globally, making it an invaluable source of information for anybody working in or interested in this space.

"victory or death?" is the latest book by the author of the first bestselling 'fintech" book "capital market revolution!" patrick l young examines key trends of the moment and places in context the importance of bitcoin, blockchain and cryptocurrency while outlining the future outlook for legacy financial companies such as banks and exchanges.with a foreword by the founder, chairman, ceo of ice, the new york stock exchange chairman, jeffrey sprecher, "victory or death?" is essential reading for those who want to profit from 'day one' in fintech!

Every new fintech uses artificial intelligence (ai). some gain a competitive advantage. others solve an old problem in a new way. all see better results than their non-ai competitors. yet most banks and credit unions aren't even thinking about ai. if you are a credit union or bank executive, board member, manager, or technophile, this crash course on ai in the financial space is for you!

The digital banking revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. the book offers a unique perspective on the consumerization of retail banking services. it delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.

What is world financial goup, and why are people saying so many wonderful and terrible things about it? is it a scam? cult? pyramid scheme? steve siebold spent 13-years behind the scenes of this controversial company, learning the inner-workings, its true purpose and the leaders that guide it. siebold expanded his inside information by conducting 107-interviews with field leaders, failed associates, employees, former employees, product providers, competitors, and industry critics and experts.

Money makes the world go 'round. but what is money? and who controls it? the answers to these questions are in constant debate, because money is forever changing.in money revolution, author shaun m. bitcoin is only the latest disruptor on the scene, redefining what is money and who controls it. and it won't be the last.this is a story of revolution.

Blockchain in 2008, work began on one of the most ambitious and liberating software projects to date. satoshi yakamoto put forward a paper detailing something called a cryptocurrency and how digital currencies could be created and given to one another without a central authority in the middle keeping track of every transaction. these technologies, bitcoin and blockchain, have changed the face of the web – and the world – forever. this book is going to teach you all about blockchain and its potential to change the world. this technology, though new, is baffling experts and has people making bold, bold predictions about the future. why? because blockchain is changing the game. things that were previously convoluted bureaucratic messes now have the potential to be clear as day. unscrupulous or downright dirty banking practices no longer have to be a concern. blockchain offers the people the power to control the destiny of whatever they want to do and removes the need for any other person or party in various different applications. within this book, i'm going to tell you about blockchain, cryptocurrencies, and the massive impact of blockchain so far. by the end of this book, you're going to feel like you can tackle the topic of blockchain with ease as you go forward. you may invest in cryptocurrencies. or you may get to work on the next great application of the blockchain technology. you may join a blockchain or bitcoin community so that you can talk about this technology with other people who care about it. you may just go to sleep, satisfied with the fact that you know more about this technology that's taking society by storm. but one thing is absolutely for certain: you're going to understand blockchain, everything that it symbolizes, and the million beautiful things that it could be. no, not the post-election fervor. innovation is constantly happening. this book is going to help you get up to speed on all of the change that's happened and the things that are important right now. this book is going to teach you about several things, including: the financial technology sector (fintech) and its impact on traditional banking, on the global economy, and on the world at large. cryptocurrencies such as bitcoin, blockchain technology, and why the two matter. (pro-tip: they do. using robo-advisors to make sound investments. peer-to-peer lending and the art of getting a good loan with a low interest rate without going through a bank. crowdfunding projects to turn your idea into a beautiful reality. the state of fintech and where it's headed. there are quite a few books out there on the topic, but there's one very simple reason that you should choose this one: i don't treat you like a kid, but i don't treat you like you've got a master's degree either. by the end of this book, i'll have taught you a lot of the important jargon in the world of fintech, and you'll feel up-to-date and up-to-speed on everything there is to know about the current state of finance. tags: blockchain, hidden economy, smart contracts, bitcoin, financial technology, technical implementation, history, mechanics of blockchain

Money makes the world go 'round. but what is money? and who controls it? the answers to these questions are in constant debate, because money is forever changing.in money revolution, author shaun m. bitcoin is only the latest disruptor on the scene, redefining what is money and who controls it. and it won't be the last.this is a story of revolution.

Innovation is happening constantly, despite the protests of the traditional financial industry.

Lots of investment opportunities have come and gone. now is the time for cryptocurrencies, so do not miss the boat. these currencies have a market cap of over $100 billion! this book is packed with research and references so that you can make an informed decision about these cryptocurrencies here are the topics that are included in the book: mining, investing and trading cryptocurrencies bitcoin ethereum understanding blockchain understanding wallets and the digital marketplace litecoin dash ripple emercoin putincoin emercoin putincoin auroracoin zcash gridcoin iota digibyte dogecoin peercoin nxt monero ybcoin and details about various other cryptocurrencies. if you want to learn more about cryptocurrencies and whether the opportunity is worth it, then this book will definitely help you make an informed decision!