20 Best Books About Finance (2023 Update)

"in the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, jl collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. you''ll never find a wiser advisor with a bigger heart." — malachi rempen: filmmaker, cartoonist, author and self-described ruffian this book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. "but dad," she once said, "i know money is important. i just don''t want to spend my life thinking about it." this was eye-opening. i love this stuff. but most people have better things to do with their precious time. bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. here''s an important truth: complex investments exist only to profit those who create and sell them. not only are they more costly to the investor, they are less effective. the simple approach i created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. the importance of having f-you money. how to think about money, and the unique way understanding this is key to building your wealth. where traditional investing advice goes wrong and what actually works. what the stock market really is and how it really works. why the stock market always goes up and why most people still lose money investing in it. how to invest in a raging bull, or bear, market. specific investments to implement these strategies. the wealth building and wealth preservation phases of your investing life and why they are not always tied to your age. how your asset allocation is tied to those phases and how to choose it. how to simplify the sometimes confusing world of 401(k), 403(b), tsp, ira and roth accounts. trfs (target retirement funds), hsas (health savings accounts) and rmds (required minimum distributions). why you should be very cautious when engaging an investment advisor and whether you need to at all. why and how you can be conned, and how to avoid becoming prey. why i don''t recommend dollar cost averaging. what the 4% rule is and how to use it to safely spend your wealth. the truth behind social security. a case study on how this all can be implemented in real life. don''t let any of this intimidate you. those that have gone before you say: "….in his patented no-frills and often humorous style, jl makes it both approachable and simple. and powerful." "…effective message told in a visual, funny style." "…a refreshingly unique and approachable take on investing." "jl collins has the gift of making boring financial concepts funny and interesting." "instead of esoteric equations about measuring a stock''s alpha and comparing it to its beta, he lights up the campfire and starts telling stories." enjoy the read, and the journey!

Doing well with money isn’t necessarily about what you know. it’s about how you behave. and behavior is hard to teach, even to really smart people.money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. but in the real world people don’t make financial decisions on a spreadsheet. they make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.in the psychology of money, award-winning author morgan housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. these principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. revealing this practical ten-step process for the first time in its entirety, get good with money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. with helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who tiffany herself relies on (her “budgetnista boosters”), get good with money gets crystal clear on the short-term actions that lead to long-term goals, including: – a simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. – an assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. – best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. – detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. – ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time.

Robert kiyosaki reveals how he developed his unique economic perspective from his two fathers: his real father, who was highly educated but fiscally poor; and the father of his best friend – an eighth-grade drop-out who became a self-made multi-millionaire. the lifelong monetary problems experienced by his poor dad pounded home the counterpoint communicated by his rich dad. taking that message to heart, kiyosaki was able to retire at the age of 47. this book lays out his philosophy and aims to open readers eyes by: exploding the myth that you need to earn a high income to be rich; challenging the belief that your house is an asset; showing parents why they can't rely on schools to teach their children about money; defining once and for all an asset versus a liability; and explaining what to teach your children about money for their future financial success.

You work hard — really hard — but it seems like there's never enough. never enough to cover all the bills. never enough to relax and have some fun. never enough to save some real money. what has gone wrong? what is the secret that you haven't figured out? in all your worth, elizabeth warren and amelia warren tyagi — mother/daughter authors of the acclaimed the two-income trap — tell you the truth about money. they lay out the new rules of money — the ones nobody talks about. they show you how to get out of debt, cover your bills, and start getting ahead — without needing to carry a calculator everywhere you go. all your worth isn't based on lucky guesses or gut reasoning; it is the result of more than twenty years of intensive research. as a result, the authors don't offer you a few quick fixes destined to fall apart, and they don't waste time trying to solve problems you don't have. and they use this approach to help you conquer your financial problems, step by step. the secret? warren and tyagi show you how to divide and conquer. no complicated budgets, and no keeping track of every penny you spend. once you have the basics, it gets easy. whatever your struggles with money, warren and tyagi can help you get your finances on the right track. they will show you things about yourself that you have never quite seen. are you an emotional spender? is debt robbing your future? do you spend too little on fun? are you and your partner trapped in the money blame game? whether you are knee-deep in past-due notices or you just don't think you're saving enough, money worries can chew away at your life. warren and tyagi are here to tell you that you can stop the worry. you can change it all. you can have enough — enough to cover the necessities, enough to put some real money in the bank and start bringing your dreams into reach. you can even have enough money to have fun. (in fact, they insist that you have enough for fun!) best of all, with all your worth, you can have peace of mind for the rest of your life.

The hidden key to a healthy relationship is not just managing money but understanding how the otherapproaches money. every couple argues about money. it doesn't matter if you've been married for 40 years or dating for 4 months, money touches every decision you make as a couple—from the $5 cup of coffee to the $50,000 car. and when the two of you don't see eye-to-eye on how much to spend or how much to save, that's when arguments turn into ugly toxic fights that leave both persons feeling hurt and angry. it's why money has become the #1 cause of divorce in the u.s. obviously, something needs to change. the reason this crisis has not been addressed is because it has never been identified, defined, or given a name. you'll discover what has an impact on your loved one's money decisions, and you'll learn how to talk about money in a way that's actually fun! you'll figure out how to put an end to money secrets and lies once and for all.it's not just about money management, and it's definitely not just about overcoming debt. it is a whole new way of living that will change everything in your relationship. tens of thousands have already been transformed. are you ready?

The world of investing normally sees experts telling us the 'right' way to manage our money. how often do these experts pull back the curtain and tell us how they invest their own money? never. – in this unprecedented collection, 25 financial experts share how they navigate markets with their own capital. in this honest rendering of how they invest, save, spend, give, and borrow, this group of portfolio managers, financial advisors, venture capitalists and other experts detail the 'how' and the 'why' of their investments. they share stories about their childhood, their families, the struggles they face and the aspirations they hold. sometimes raw, always revealing, these stories detail the indelible relationship between our money and our values. – taken as a whole, these essays powerfully demonstrate that there is no single 'right' way to save, spend, and invest. with engaging illustrations throughout by carl richards, how i invest my money inspires readers to think creatively about their financial decisions and how money figures in the broader quest for a contented life. – with contributions from:morgan housel, christine benz, brian portnoy, joshua brown, bob seawright, carolyn mc – clanahan, tyrone ross, dasarte yarnway, nina o'neal, debbie freeman, shirl penney, ted seides, ashby daniels, blair du – quesnay, leighann miko, perth tolle, josh rogers, jenny harrington, mike underhill, dan egan, howard lindzon, ryan krueger, lazetta rainey braxton, rita cheng, alex chalekian

This classic book of solid and practical financial advice has been completely refocused to address new tax laws, new ways of paying for higher education, new forms of health insurance, and the completely new investment climate. the book also foresaw an environment dominated by falling inflation and interest rates. that call was right on the money. the new edition sees yet another shift in financial energies– a fresh round of serious borrowing, as the boomers start sending kids to college; a desire to save for retirement fast; and an obsession with keeping safe the profits that have already been made. investing is getting more complex, as more financial products and services come to market and as traditional guideposts change. more than ever, investors need a clear path through the undergrowth. it presents a new blueprint for twenty-first-century success. on investing: the markets will surprise you. serious investors need a better understanding of asset allocation and how to diversify for global gains while minimizing risk. the new edition presents a variety of investment mixes for different purposes. you'll also find a sophisticated guide to picking superior mutual funds. on paying for college: the entire federal financial-aid program has been overhauled. much more money is available to middle-class families, making paying for college the art of the possible. this book takes you through all the money sources. on buying a home: the percentage of americans owning their own homes is on an upswing. that's because mortgage lenders are rapidly opening their doors to people who couldn't get loans before. they also have the welcome mat out for young first-time buyers. you'll find out here how all these new programs work. on life and health insurance: life insurance and tax-deferred annuities are being widely sold as retirement investments. the new edition helps you decide when that's a good idea and when it isn't (hint: it usually isn't). in a greatly expanded section on hmos, quinn explains how to evaluate the choices you have and lays out your rights if your insurer lets you down. on retirement planning: employees have built up significant assets in 401(k)s and other tax-deferred plans. the self-employed have several deductible options to choose from– each one just right for a particular situation. an expanded retirement section helps you get the most from any retirement savings plan and forecasts how much you're likely to need in your old age. on post retirement planning: given longer life spans, people who think they've retired haven't. a section for those past retirement lays out better investment strategies for making money last. on the checklists for changes in your life: the checklist chapter-one of the sections of the original edition that was consulted most often has been expanded to include checklists for starting a home based business, teaching kids about money, unmarried couples, new widows and widowers, and defensive planning for a potential layoff. quinn has also added to the existing checklists on pre- and post-marital planning, caring for an elderly parent, having a baby, finding day care, and enduring divorce. on finding a financial adviser: almost every financial salesperson today claims to be a financial planner– so you'll learn more about how to separate the mutts from the purebreds. but with what you learn here you can be your own financial adviser.

The personal finance classic . . . that's fun to read! you need the truth about money completely revised and expanded, the truth about money shows you everything you need to know about personal finance—and explains it all in plain english. investments, insurance, taxes, mortgages, leasing cars, getting out of debt, wealth planning for multimillion-dollar estates—it's all here for you. whether you're saving for college or retirement, buying a home or selling one, concerned about long-term care for yourself or your parents, worried about an impending job loss, or facing any financial decision, knowing what's in the truth about money will help you make great financial decisions. new to this edition planning your retirement lifestyle learn how to retire in comfort and financial security (and what to do when you get there) (pg. 485). the best investment choice learn how etfs can help you create wealth while saving you big money (pg. 176). target-date funds it's what you don't know that can hurt you (pg. 269). behavioral finance and neuroeconomics learn why you make bad financial decisions—and how to break the cycle (pg. 224). picking the best funds find out the truth about morningstar ratings (pg. 250). are your parents aging? see how best to provide help—without harming yourself financially (pg. 374). the most important financial decision you'll make find out how to make this decision successfully (pg. 631). plus more than 100 pages of new content!

During the 1980s the velocity of circulation of the dollar became erratic; now the whole country is affected. the money mystery explains why federal reserve officials remain so afraid of inflation, explains precautions you should take, and explains the wild swings in the stock market. few analysts understand what velocity is doing to the economy. learn what you can do about it. this new third edition includes an all new chapter titled a new, or very old, form of inflation. the money mystery is the first sequel to whatever happened to penny candy? can be used for courses in economics, business, finance, government and history. ages 14 through adult.

This is not just another money book. personal finance expert rachel cruze brings an all-new approach to the traditional money rules, and it all starts with your mindset. you may already know how to make the right money decisions, but you probably still find yourself slipping into impulse purchases, dipping into savings, disagreeing on your budget with your spouse, and wondering "why did i do that?!" if so, this book is for you. you'll learn: which of the four childhood money classrooms shaped your personality how the six core money fears can drive your most common money mistakes why you handle money the way you do, and what to do about it you don't have to white-knuckle your way toward financial freedom.

More than one million hardcovers sold now available for the first time in paperback! the classic text annotated to update graham's timeless wisdom for today's market conditions the greatest investment advisor of the twentieth century, benjamin graham taught and inspired people worldwide. graham's philosophy of "value investing" — which shields investors from substantial error and teaches them to develop long-term strategies — has made the intelligent investor the stock market bible ever since its original publication in 1949. over the years, market developments have proven the wisdom of graham's strategies. while preserving the integrity of graham's original text, this revised edition includes updated commentary by noted financial journalist jason zweig, whose perspective incorporates the realities of today's market, draws parallels between graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply graham's principles. vital and indispensable, this harperbusiness essentials edition of the intelligent investor is the most important book you will ever read on how to reach your financial goals.

Completely revised and updated is your lack of cash holding you back from your real estate dreams? discover the creative real estate financing techniques that savvy investors are using to do more deals, more often. no matter how much money you have in your checking account, there is always real estate you can't afford. don't let the contents of your wallet define your future! this book provides numerous strategies for leveraging other people's money for amazing returns on your initial investment. active real estate investor and co-host of the biggerpockets podcast, brandon turner, dives into multiple financing methods that professional investors use to tap into current real estate markets. not only will you be able to navigate the world of creative real estate finance, but you'll get more mileage out of any real estate investment strategy. financing deals just got easier–learn how to be a smart investor by using creativity, not cash! inside, you'll discover: the truth about no-money-down investing―investing with little to no money down is possible, but it's not about a step-by-step strategy. it's about a mindset. how to get started investing in real estate―looking for your first deal, but you have no money or experience? learn the best strategies for getting your feet wet without paying thousands! numerous strategies to mix and match―creative investing requires a creative mind. how to attract private money, lenders, and partners―there are millions of millionaires walking the streets. discover the best way to attract them to you. the ugly side of creative investing―learn the downsides to all the strategies mentioned in this book, as well as tips for overcoming those problems. strategies for wholesaling, flipping, rentals, and more―find success no matter what niche you plan to use to build your real estate empire.

More women than ever have control of capital and are making financial decisions. yet not every woman has command of the lingo, the underlying principles, or the big-picture perspective of money management. if that describes you, wise women managing money is here to help. written by a mother-daughter team, this book is uniquely positioned to come alongside you and provide the financial overview you need. miriam, the mother in the duo, has enough real-world experience to give her a vintage outlook on life. as a long-time counselor, she understands human needs. and as a widow, she knows what it means to be thrust unexpectedly into money matters. valerie, the daughter, is an attorney, certified financial planner, and an expert in christian philanthropy. together, miriam and valerie combine their skillsets to answer your pressing questions about things like: credit cards managing debt insurance loans and contracts budget busters avoiding fraud picking a financial advisor ira's, annuities, & roths kingdom giving and much more! whether you're newly involved in money management due to a career or life transition, or you just want to be more knowledgeable about this important part of life, wise women managing money will teach you the ropes in language anyone can understand. don't let all the business jargon or technical terms intimidate you.

The international bestseller"this book blew my mind. more importantly, it made financial independence seem achievable. i read financial freedom three times, cover-to-cover." —lifehacker – money is unlimited. time is not. become financially independent as fast as possible. – in 2010, 24-year old grant sabatier woke up to find he had $2.26 in his bank account. five years later, he had a net worth of over $1.25 million, and cnbc began calling him "the millennial millionaire." by age 30, he had reached financial independence. along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. – financial freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. it challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. – but most importantly, sabatier highlights that, while one's ability to make money is limitless, one's time is not. there's also a limit to how much you can save, but not to how much money you can make. no one should spend precious years working at a job they dislike or worrying about how to make ends meet. perhaps the biggest surprise: you need less money to "retire" at age 30 than you do at age 65. financial freedom is not merely a laundry list of advice to follow to get rich quick–it's a practical roadmap to living life on one's own terms, as soon as possible.

This used book is in acceptable condition. the latest in the everything series shows readers how they can erase their debt, personalize their budget, and plan now to secure their future.

A definitive reference on personal finance utilizes a dynamic question-and-answer format to provide information and practical advice on credit cards, retirement planning, stock options, pension plans, mutual funds, investment strategies, health and life insurance, mortgages, prenuptial agreements, wills, taxes, and more, and has been updated to include 2003 tax law changes. reprint. 500,000 first printing. nyt.

Wall street journal bestseller – experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on you need a budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. his proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:give every dollar a job. – embrace your true expenses. break up larger, less frequent expenses into smaller, more manageable amounts. – roll with the punches. when life changes, so must your budget. make adjustments and move along. flexible budgets succeed because they’re guilt-free, realistic, and sustainable. as you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. – this tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. don’t waste another month counting down the minutes until payday….

Wall street journal bestseller – experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on you need a budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. his proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:give every dollar a job. – embrace your true expenses. break up larger, less frequent expenses into smaller, more manageable amounts. – roll with the punches. when life changes, so must your budget. make adjustments and move along. flexible budgets succeed because they’re guilt-free, realistic, and sustainable. as you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it. – this tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. don’t waste another month counting down the minutes until payday….

How did a world-famous dancer with no knowledge of the stock market, or of finance in general, make 2 million dollars in the stock market in 18 months starting with only $10,000? darvas is legendary, and with good reason. in this new edition: how i made $2,000,000 in the stock market: now revised & updated for the 21st century, steve burns uses his experience to offer explanations as to why the methods are still reliable. updating a classic book is a monumental task. the basic philosophy of the writer cannot be changed. he carefully studied the text to bring nicolas darvas wisdom into the twenty-first century. steve burns illuminate the dramatic changes in the market to show how nicolas darvas principles are more useful now than ever.